FHLB Grant Funds

Exciting News!FHLB Grant can help you save on your home purchase with up to $12,500 for first-time homebuyers and up to $15,000 for community partners!

Expected to be released on February 5th, 2024, First Heritage Mortgage is proud to offer the Affordable Housing Program, which provides eligible low-to-moderate income families and individuals with a grant of $12,500 to $15,000 towards their home purchase.

FHLB Grants are available to first-time homebuyers and community partners.

The funds can be used for: reducing principal, assisting in down payments, closing costs, and rehabilitation costs.

Contact us today to explore how this affordable housing program can benefit you on your journey to homeownership!

Paul Lancaster

First Heritage Mortgage

NMLS # 187417

Senior Loan Officer

Mobile: 240-464-3296
Office: 240-380-2450
Contact Paul

3201 Jermantown Road, Suite 800
Fairfax, VA 22030

Claudette J. Davis


Office: 301-850-0255
Mobile: 240-305-2174
Send Me an Email

Licensed in Maryland, Virginia and District of Columbia; Assisting Globally
Samson Properties
16701 Melford Boulevard, Bowie, MD 20715

Let's Talk!

Empower Your Homebuying: The Advantages of Pre-Approved Home Loan!

Secure your dream home with confidence – start your journey with a Pre-approval today!

Pre-approval is the best thing you can do right now to be in a stronger position to buy home when you're ready to make a move.

Gain the upper hand in your homebuying journey with a pre-approved home loan. Here are three key advantages that will not only boost your confidence but also make your path to homeownership smoother and more efficient.


Key Benefits:

  1. Confidence in Your Budget: A pre-approved home loan gives you a clear understanding of your purchasing power. Knowing your budget in advance allows you to confidently explore homes within your financial comfort zone.
  2. Negotiation Edge: Sellers often favor buyers with pre-approved loans as it assures them of your serious intent and financial capability. This can give you a competitive edge in negotiations, potentially leading to a smoother and more favorable deal.
  3. Faster Closing Process: With the initial financial groundwork already completed during pre-approval, the overall mortgage process tends to be more streamlined. This can result in a quicker closing process, allowing you to move into your new home sooner.


Interested in exploring the possibilities of a pre-approved home loan further? I am at your service to discuss the finer details and address any questions you may have. Let's schedule a conversation to ensure your homebuying journey is not only successful but also tailored to your unique needs. Reach out, and let's start the conversation today!

Let's talk!